Welcome to Medicare
Medicare is health insurance for people 65 or older, under 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant).
If you meet these conditions, you’ve been enrolled automatically in Medicare Part A (Hospital Insurance). You don’t need to pay a monthly premium for Part A. You’ve also been enrolled automatically in Medicare Part B (Medical Insurance). You’ll need to pay a monthly premium for Part B if you choose to keep it.
This booklet explains some important decisions you need to make, including whether you want to keep Part B. It also includes information about the decisions you must make about your health care and prescription drug coverage.